Checking Accounts

Still have your checking account with a bank?

ID Protect Checking Account

Our checking account is hassle free, helps protect your identity and has minimal requirements. Enjoy the following benefits when you open your checking account with us:

• Easy access to Bill Pay through Online Banking
• Access your accounts 24/7 with Online Banking
• MasterCard Debit Card
• Free ATM use at Harvester Financial CU ATMs
• Free first order of checks
• Identity Theft Protection
• Stay on top of all of your transactions 24/7 with our Mobile App
• Mobile Bill Pay and Mobile Deposit
• 8 free transactions per month at non-Harvester Financial ATMs with direct deposit
• Sybil Audio response system to check your account balances, transfer funds, and more!

Free Checking

Our checking account is hassle free and has minimal requirements. Enjoy the following benefits when you open your checking account with us:

• No monthly fee
• Easy access to Bill Pay through Online Banking
• Access your accounts 24/7 with Online Banking
• MasterCard Debit Card
• No minimum to open Free Checking Account
• Free ATM use at Harvester Financial CU ATMs
• Stay on top of all of your transactions 24/7 with our Mobile App
• Mobile Bill Pay and Mobile Deposit
• 8 free transactions per month at non-Harvester Financial ATMs with direct deposit
• Sybil Audio response system to check your account balances, transfer funds, and more!
• Must sign up for e-statements
• Must set up direct deposit

Teen Checking

This special account package was created to help teens develop the skills to attain financial independence. Enjoy the following benefits with your Teen Checking account:

• 8 free transactions per month at non-Harvester Financial ATMs with direct deposit
• Free ATM use at Harvester Financial CU ATMs
• Online Banking
• MasterCard Debit card (for ages 13-17)*
• For ages 13-17
• Must have a parent/legal guardian as a joint owner
• Must provide the minor's Social Security Card
• Must sign up for e-statements
• Sybil Audio response system to check your account balances, transfer funds, and more!
• Mobile Banking App to monitor accounts anywhere and anytime.

*Some restrictions may apply.

55+ Checking

Members age 55 or older can take advantage of these services with their checking account:

Identity Theft Benefit

We want to add value to our relationship with our account holders, so we have arranged for professional identity theft research and recovery benefits to extend beyond accounts with us to cover all types of identity theft – including both financial and non-financial fraud. For more information about this service, see  click here to learn more about the Identity Theft benefit; or, just ask one of our Member Service Representatives.

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Our routing and transit number is: 274074134